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Important Steps towards Releasing Equity from Your Property

By Marc Greggs - 5th December 2013

If you are considering releasing equity from your home, you should be aware of the application process and the procedure which should be followed to ensure you obtain the best possible deal. The equity release industry is highly regulated and there are a number of rules which advisors and brokers must follow. This is because the decision to begin an equity release scheme will not only affect you but can also impact your beneficiaries. Finding an Advisor The first step...

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How do I Find an Advisor who Specialises in Home Reversion Plans?

By Marc Greggs - 5th December 2013

Home reversion plans are financial arrangements in which a company purchases a portion or all of your home. They provide a cash lump sum or an income and will generally provide a lease which allows you the right to continue living in your home for the remainder of your lifetime. This is a specialist form of arrangement which is usually only offered to home owners aged sixty-five and over. However, it is important to find an advisor who specialises in...

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The Search for Your Lifetime Mortgage Advisor Starts Right Here…

By Marc Greggs - 6th November 2013

Lifetime mortgages are financial arrangements which allow home owners to release the equity tied up in their property without the inconvenience of moving home. They provide a cash lump sum or an income and will provide you the right to continue living in your home for the remainder of your lifetime. Many people have experienced frustration in finding a specialist advisor. However, with the developments in modern technology, it has never been easier. There are a number of simple ways...

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I Know What Deal I Want, Do I Still Need Lifetime Mortgage Advice?

By Marc Greggs - 6th November 2013

Lifetime mortgages have becoming increasingly popular over the last few years. They allow home owners to release the equity tied up in their property without the inconvenience of having to move home. Many people have researched their options very carefully and wonder why they need to find an equity release advisor, when they know what lifetime mortgage they want. However, there are a number of reasons why lifetime mortgage advice is necessary. FCA Regulation The Financial Conduct Authority (formally known...

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Which Company Offers the Best Equity Release Advice Service?

By Marc Greggs - 6th November 2013

When considering an equity release scheme, many people begin by looking for the best equity release advice service. The company providing the best possible advice will depend entirely on your specific circumstances, but it is worth taking the time to research your options and there are several considerations which can ensure you locate the best service provider for you. Quality of Service Obviously, customer care and quality of service is a huge consideration. All equity release advisors are highly regulated...

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Am I Protected Against Poor Equity Release Advice?

By Marc Greggs - 6th November 2013

For many people considering an equity release scheme, they can be a little overwhelmed by the variety of products and services available. Many people worry about whether they are receiving the advice which is best suited for their needs. A great number of people have heard of the Financial Services Ombudsman, but don’t understand how it can provide protection for them. Equity Release in the Past When equity release products were first introduced into the financial industry, they were considered...

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Who Regulates Equity Release Advisory Firms?

By Marc Greggs - 6th November 2013

When considering an equity release scheme, many people can be a little overwhelmed by the availability of products and the rules which need to be followed by financial advisors or brokers. While it may be a little confusing, equity release advisors are obliged to abide by the code of conduct established by the Equity Release Council and are strictly regulated. This is to ensure that consumers are fully protected and aware of the options available to them. Consulting with an...

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10 Top Tips to Find the Best Equity Release Deal

By Marc Greggs - 6th November 2013

Equity release schemes have become increasingly popular in the last few years. They can provide the opportunity to unlock the equity in your property without needing to move home. Many people can feel a little overwhelmed by the choice of equity release products and services available. However, finding the best equity release deal need not be stressful and these ten top tips will ensure that you find the deal best suited to your specific circumstances. 1. Look for the lowest...

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Why is Equity Release Advice Necessary?

By Marc Greggs - 6th November 2013

Equity release schemes have becoming increasingly popular in the last few years. They allow home owners to release the equity tied up in their property without the inconvenience of having to move home. Many people consider this type of arrangement very carefully and wonder why they need to find an equity release advisor, when they know what scheme they want. However, there are a number of reasons why an equity release advisor is completely necessary. FCA Regulation The Financial Conduct...

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What does a Typical Equity Release Broker Charge?

By Marc Greggs - 6th November 2013

Many people considering an equity release scheme can be a little overwhelmed by the significant differences charged by different companies as their equity release advice fee. Many people wonder what are the typical fees, but this can be a difficult question to answer as the charges can vary greatly between companies. Is Cheaper Better? When it comes to your equity release advice fee, cheaper isn’t always better. The typical equity release advice fee is between £795 and £895. However, it...

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